Responsible lending and Compliance are always uppermost in our mind to ensure the serviceability of your new loan also includes your current debts and living expenses. We expect all our clients to disclose all material items we request as we disclose all to them.


Whether you’re a first home buyer or investor seeking finance for an investment property we at SJF have the expertise to ensure you obtain finance at extremely good rates and terms. Loan terms of up to 40 years with Principal & Interest or Interest Only repayments. We recommend principal & interest so the debt over time can reduce. Our quick response means your settlement will be smooth and with a minimum of fuss.